Auto Insurance in Texas

What You Need to Know
At Alamo Shield Insurance Agency, we help Texans protect what matters most—starting with the vehicles they rely on every day. Whether you’re commuting through Austin or cruising the Hill Country, having the right auto insurance isn’t just smart—it’s the law.
Minimum Coverage Requirements in Texas
Texas drivers are legally required to carry liability insurance that covers:

• Bodily Injury: $30,000 per person / $60,000 per accident
• Property Damage: $25,000 per accident
  This is often referred to as 30/60/25 coverage. It protects others if you’re at fault in an accident—but it doesn’t cover your own vehicle or injuries.
  🛡️ What Is “Full Coverage”?
  While Texas law only mandates liability insurance, many drivers opt for full coverage, which typically includes:
• Collision Coverage: Pays for damage to your car from accidents
• Comprehensive Coverage: Covers non-collision events like theft, hail, or fire
• Uninsured/Underinsured Motorist Protection: Helps if the other driver doesn’t have enough coverage
  If your car is leased or financed, your lender may require full coverage.
  💸 What Does Auto Insurance Cost in Texas?
  Rates vary based on your driving history, location, vehicle type, and coverage level. On average:

Why Choose Alamo Shield?

We’re not just another insurance agency—we’re your neighbors. At Alamo Shield, we:

• Tailor coverage to your lifestyle and budget
• Explain your options in plain English
• Prioritize customer service and fast claims support
• Source policies from trusted U.S. providers
  Whether you’re insuring a single vehicle or a fleet, we’ll help you drive with confidence.